We are happy to inform you that our 93rd Annual General Meeting will be held on Monday 9th day of September, 2024 at 9.00 am. at A. D. P. T. Nidhi Nilaya Kalyana Mandapam. Note: Breakfast will be served from 8.00 am. onwards to all shareholders. So, we request all of our shareholders to bring your share certificate to attend the meeting.




CIN: U67120TN1931PLC000104
GST No:33AAACA5347D1Z7
Simple. Quick. Secure.

Fixed Deposit,
Reinvestment Deposit,
Recurring Deposit,
Saving Deposit Interest,
Gold Loans &
Mortgage Loans

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Why Choose Us

Adambakkam Janopakara saswatha Nidhi limited fondly called as A.J.S NIDHI LTD was established in 1931 with the object of helping the middle class and the lower middle class people who were its shareholders by granting loans for the carrying out improvement of their house, celebrating marriages and such other activities with facilities to clear and repay them in easy installments.

Online Payment Facility (Coming soon)

Pay Online Securely With UPI like BHIM, GPay, Phonepe, PayTM & others.

Simple Interest calculations

Best interest rates compared to other banks and Nidhi corporations

AJS NIDHI BENEFITS

The Reliable & Fastest Way To Save Money & Get Loans

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Deposits

  • FD - Fixed Deposit, you put a lump sum in your bank for a fixed tenure at an agreed rate of interest. At the end of the tenure, you receive the amount you have invested plus compound interest.
  • RD - Recurring Deposits are an investment tool which allows investors to make regular monthly payments and save money for the long term with investment interest.
  • RID - A Reinvestment Deposit Plan basically allows you to reinvest the interest earned on your deposit.
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Loans

  • Gold Loan - The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold | Purity of the gold is assumed at 22 carat. *You can avail a maximum loan of up to 75% of the market value of your gold depending on the quality of the gold.
  • Mortgage Loan - Loan against property is a secured loan that financial institutions provide against fully constructed, freehold residential and commercial properties.
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You can use your Login credentials. Our Nidhi offer online facility provides the 'loan' section through which a customer can view the details of loans availed by them.

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